Am I Too Late?
Ever feel like you're behind on money, tech or life goals and wondering if it's too late to catch up?
Am I Too Late? is a podcast for late starters who want to build financial confidence and digital know-how without the jargon, shame or overwhelm.
Hosted by Naho, a former project manager, MBA graduate in Digital Business & Innovation and curious late bloomer, this short-form podcast breaks down the basics of financial planning, investing and AI tools—one bite-sized episode at a time.
Whether you're 38, 48 or 58, it's not too late to learn something new, start fresh, or take control of your future.
Podcasting since 2025 • 7 episodes
Am I Too Late?
Latest Episodes
7. Pensions (Part 3) Catch-Up & Clean-Up
Pension Catch-Up & Clean-Up: Annual Allowance, Carry Forward, and Why Tax Relief Beats Tax on WithdrawalIf you’ve ever wondered how much you can really put into your pension, what happens when you take the money o...
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Season 1
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Episode 7
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12:09
6. Pensions (Part 2) The Best-Kept Secret
Discover why pensions might just be the best-kept secret in personal finance — how tax relief, compound growth, and a few smart moves can quietly build your future, even if you’ve started late.In this episode, we pull back the curtain on...
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Season 1
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Episode 6
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13:00
5. Pensions (Part 1) The Basics
In this episode, we go back to basics and demystify pensions — what they are, how they work, and why they matter more than most of us realise.If you’ve ever thought pensions were just something for “later”, or felt unsure about how yours...
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Season 1
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Episode 5
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10:50
4. How Much Is Enough?
Have you ever looked at your bank balance, savings, or pension and wondered, “Is this actually enough?” You’re not alone – and in this episode, I share the moment I nearly fell off my chair after seeing the UK’s standard guidelin...
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Season 1
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Episode 4
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16:53
3. Knowing Your Numbers (Part 2) Make It Make Sense
In Part 1, we got clear on your five key numbers: income, expenses, pensions, savings, and debts. Now, it’s time to put them to work.In this episode, we look at what your numbers are actually telling you — and how to use them to decide w...
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Season 1
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Episode 3
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15:56
